RBL Bank Launches All-in-One UPI, NCMC RuPay Credit Card

In a groundbreaking move, RBL Bank has launched an innovative payment solution that combines multiple functionalities into a single card. The bank has successfully integrated Unified Payments Interface (UPI) and National Common Mobility Card (NCMC) services on its RuPay Credit Cards, marking a significant milestone in the digital payments landscape.

This cutting-edge offering is designed to provide users with a comprehensive payment experience, merging the convenience of UPI transactions with the travel-friendly features of NCMC. RBL Bank emphasizes that this new breed of RuPay Credit Cards will enable customers to conduct “seamless and secure” UPI payments while simultaneously facilitating smooth travel experiences through the NCMC capability.

Bikram Yadav, the business head of credit cards at RBL Bank, expressed enthusiasm about this development, stating, “We’re not just changing how transactions are managed; we’re redefining the entire digital payments landscape. Our customers now have the luxury of ultimate payment flexibility, whether it’s for everyday purchases or travel expenses, all consolidated into a single card.”

The integration leverages the widespread acceptance of the RuPay network, ensuring that these multifaceted cards can be used across a diverse range of platforms and services throughout India. This extensive usability further enhances the value proposition for cardholders.

Rajeeth Pillai, chief relationship management at NPCI, commended the initiative, saying, “This integration embodies NPCI’s commitment to fostering innovation and convenience in the digital payment ecosystem. By merging UPI’s secure, instant payment capabilities with NCMC’s travel-oriented features, we’re offering users a comprehensive payment solution. We’re confident this initiative will significantly elevate the digital payment experience for consumers across India.”

RBL Bank proudly claims to be the pioneer among private sector banks in offering such a comprehensive suite of payment capabilities in a single card. This innovative approach is expected to set a new industry standard, potentially prompting other banks to develop similar integrated payment solutions.